2-1 Buydown Available with Acceptable Offer -- A Smart Way to Own for Less! Looking for a more affordable path to homeownership? This well-maintained duplex offers the opportunity to house hack by living in one unit while rental income from the other unit helps offset your monthly mortgage payment. Combined with a 2-1 interest rate buydown, this property can make homeownership significantly more budget friendly during your first two years. It also offers excellent flexibility as a potential vacation rental, or an income producing investment with a projected 9%+ cap rate. The main level unit has been updated with new stainless steel appliances, new flooring, and fresh paint throughout, making it move in ready. The upper unit features a new water heater. The front porch and garage have been freshly painted. An expanded concrete driveway approach adds valuable off-street parking. Located just minutes from vibrant downtown, Avera Hospital, Cherry Rock Park, and only two blocks from the bike trail, this property offers convenience for both owners and tenants. Each unit features 2 bedrooms, 1 bathroom, custom-like kitchen cabinetry, and ceramic tile backsplashes. Separate utility meters (except water) and low-maintenance vinyl siding help keep operating costs manageable. Whether you're looking to lower your monthly housing costs or add a strong income producing property to your portfolio with a projected 9%+ cap rate, this duplex offers flexibility, value, and long-term potential. Affordable living, built-in income potential, and a great location make this an opportunity worth seeing. Owner is a licensed real estate broker.